Solar insurance · Asset protection

Solar Insurance for Rooftop & Commercial Plants.

Protect the plant. Understand the policy.

Planning insurance for a PM Surya Ghar rooftop, commercial or industrial solar installation? Understand equipment risks, site exposure, policy coverage and lender requirements before requesting a quote.

Understand the cover before you request it

Detailed solar-insurance guidance lives on Solar Insurance India.

Solar Insurance India is the specialist platform for understanding solar-project risks, policy structures and quotation requirements across residential, commercial, industrial and larger solar assets. Use the detailed guidance there before requesting terms.

Equipment and risks to discuss.

Solar PV panels

Identify the panels and the insured events listed in the proposed policy.

Inverter

Check whether the inverter is scheduled and which damage or breakdown events are included.

Mounting structure and balance of system

Confirm the treatment of mounting structures, cabling and protection equipment.

Theft and malicious damage

Check whether these risks are included, and review any security conditions or exclusions.

These are questions for reviewing a quotation, not a promise of coverage. The insurer’s policy wording, schedule, exclusions, deductibles and conditions determine the cover.

Make the scope clear before you proceed.

Equipment warranties

Bring the warranty documents alongside the proposed insurance wording so the responsibilities and exclusions can be reviewed separately.

Residential rooftops

Share the installation value, equipment details, commissioning status and any loan-related insurance requirements you have received.

Commercial and industrial plants

Identify the insured assets, ownership arrangements and operational priorities before requesting terms for a larger installation.

Technical support when a loss occurs.

  1. Document the issue

    Discuss the available site photographs, equipment details and incident records with the relevant service team and insurer.

  2. Coordinate the assessment

    Agree any technical assistance needed for the insurer’s assessment, including maintenance history and repair information.

  3. Plan restoration

    Confirm repair scope, authorisation and responsibilities before work begins. Claim acceptance and payment remain the insurer’s decision.

Start with your installation details.

Tell us the location, capacity, equipment value and stage of your project. We will clarify the technical support and next steps available.

Start a conversation

Let's discuss your energy requirements.

Tell us about your home, facility or project. We'll help identify the next practical step.